Yep, can't help there! Got a quote online for 1300 from Nrma which is more than my car! Went in to haggle with them and before I could she quoted 265! Scratching my head! I have house and 2 cars insured with them but the big saving in my online quote I put my road experience as less than a year but she said its total road experience including car!!! Pleasent supprise for me!