Ninja insurance Australia

5224 Views 27 Replies 16 Participants Last post by cruizin, Dec 28, 2012

SpicyNuggets

Discussion Starter · Dec 26, 2012

Hi guys,
Have been looking at insurance in Aus, cheapest fully comp so far is with insure my ride for 2600, they have the cheapest theft insurance at 280.
This is for a P1 license holder, 21 years of age.
Anyone found anything cheaper? I heard QBE is cheaper but they don't have online quotes just over the phone it seems. NRMA seems to be the most expensive.
I'm currently with insure my ride for $350Aud a year theft, couldn't afford the 2800 fully comp after 3 months lol
Who are you all with? and how much? any recommendations?

1 - 20 of 28 Posts

cruizin

· #2 · Dec 26, 2012

yep , i can remember when i was 21 and being bent over a barrel for insurance. when i was 21 the best price i could get was thru Swann insurance and even then it was about $1500 for full comprehensive insurance on my honda cbr250rr about 17 years ago.

im 38, and again my insurance for the kwaka will be thru swann. tried a few others and swann is usually the cheapest.

full comprehensive on my 300 SE ABS is about $520 per year and if it gets smashed to bits/stolen it gets replaced

Jud82

· #3 · Dec 26, 2012

Definitely an age factor im 30 thru swan and full comp insurance is 400 u will just have to grin and bare it

Sent from my MT15a using Motorcycle.com Free App

SpicyNuggets

Discussion Starter · #4 · Dec 26, 2012

Insurance companies are such bastards, although it is fair I guess lol >:l

Steve sent me a pm and found 1100 a year fully comp for a new ninja 300 through NRMA. Ill have to change the 250 over to them aswell.
Thank you Steve

learner

· #5 · Dec 26, 2012

Yep, can't help there! Got a quote online for 1300 from Nrma which is more than my car! Went in to haggle with them and before I could she quoted 265! Scratching my head! I have house and 2 cars insured with them but the big saving in my online quote I put my road experience as less than a year but she said its total road experience including car!!! Pleasent supprise for me!

Patto'sNinja

· #6 · Dec 26, 2012

I got insured with AAMI for $874 a year, or 84 a month. I chose the monthly option. And excess is 800 (because of my age and experience). I got a ridiculous quote from insure my ride just like you. So yeah, AAMI is the way to go i think.

Patto'sNinja

· #7 · Dec 26, 2012

That includes $1000 worth of gear damage as well

I know all the because I've already come off the 300 and have gone through the claim process lol

bryce

· #8 · Dec 26, 2012

Y'all are getting slammed. Mine is $29 a month. Full coverage.

Sent from my iPhone using Motorcycle.com Free App

Patto'sNinja

· #9 · Dec 26, 2012

Yeah but how old are you and are you on your full license? Years of experience?

cruizin

· #10 · Dec 26, 2012

i dont get it, i have been riding road bikes for 17 years, never had a claim and my insurance for full comprehensive thru swann is about $520 per year or $43 per month.

who is your insurance thru Bryce and whats your excess if you claim?

Rick

· #11 · Dec 26, 2012

bryce said:
Y'all are getting slammed. Mine is $29 a month. Full coverage.

Sent from my iPhone using Motorcycle.com Free App

I don't think your rate would apply in Australia... If you live there my apologies but I've never heard an Aussie say "y'all"...

Sent from my LG-P999 using Motorcycle.com Free App

llAshll

· #12 · Dec 26, 2012

I was quoted 4700 full comp (bad driving record)

Ax722

· #13 · Dec 26, 2012

Wow that's crazy expensive I pay full coverage $488 lol but that's in the states

Sent from my iPhone using Motorcycle.com Free App

cruizin

· #14 · Dec 27, 2012

llAshll said:
I was quoted 4700 full comp (bad driving record)

are you under 25 years old as well??

thank god those days for me are long gone

KOKONUT

· #15 · Dec 27, 2012

I just got 3 online quotes, age 27, held license since 17, 0-1 yr motorcycle license (learner), no license cancellations or suspensions, 1 at fault past 5 yrs.

AAMI (like a sunrise) - $2953, $550 excess. $7400 agreed plus mods and $1000 for gear.

Insure my ride - $1789, $400 excess. No agreed, $1000 mods and $1000 for gear.

NRMA - $580, $650 excess. $8000 agreed includes aftermarket parts. Cover for protective gear seems to be standard.

NRMA seems to be the go.

KOKONUT

· #16 · Dec 27, 2012

cruizin said:
are you under 25 years old as well??

thank god those days for me are long gone

I thought they bumped that up to 30, happened when i turned 25. Mofo's.

cruizin

· #17 · Dec 27, 2012

KOKONUT said:
I thought they bumped that up to 30, happened when i turned 25. Mofo's.

ah, well there ya go, live and learn. mind you its not really the insurance company fault. its the wannabe's who go and get a R1, have no idea how to ride, just twist the throttle and hold on for grim death, wipe themself out and give the rest of us a bad name/rep/ policy prices.

sadly , i fear it will only get worse over time

llAshll

· #18 · Dec 27, 2012

cruizin said:
are you under 25 years old as well??

thank god those days for me are long gone

Ye I'm 21 and had a license suspension etc etc etc

That's with AAMI!!!

bryce

· #19 · Dec 27, 2012

Rick said:
I don't think your rate would apply in Australia... If you live there my apologies but I've never heard an Aussie say "y'all"...

Sent from my LG-P999 using Motorcycle.com Free App

Nope I'm from louisiana. Just can't believe the difference in price.

Sent from my iPhone using Motorcycle.com Free App

cruizin

· #20 · Dec 27, 2012

bryce said:
Nope I'm from louisiana. Just can't believe the difference in price. http://www.motorcycle.com/mobile

aaaahhhhh thats why it was cheap. its easy to understand the difference in price. we have about 20 million people here in Australia.quite a lot of them will not be paying insurance cos of their age , etc.

but in the usa theres a few hundred million more people to pay insurance then what we have, so more people to pay, cheaper the prices are.

1 - 20 of 28 Posts

This is an older thread, you may not receive a response, and could be reviving an old thread. Please consider creating a new thread.