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Discussion Starter · #1 ·
Who do you use and what do you pay? I currently have 1 ticket on my record so I'm sure that will change things a bit. I found out that the company that I use, Wawanesa, does not offer motorcycle insurance, so I need to find a new carrier for the motorcycle only and I'm looking for something as cheap as possible with full coverage since I have a lien holder.

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Progressive offers lots of discounts. My rate is about $430 a year


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I have Progressive too, I pay a hair over $200 a year for full coverage, definately staying with them. Their car coverage is really cheap too if you're a good driver and do the snapshot discount.

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ya i did an online quote through progressive and it came out to 177 for basic coverage and ill only be 17! not totally sure if that quote is legit though
Progressive basic is only liability from what I remember. If you have a lienholder, you need comp and collision on it. Basic for me was like $80 a year. I've got the gold plan right now.

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Progressive basic is only liability from what I remember. If you have a lienholder, you need comp and collision on it. Basic for me was like $80 a year. I've got the gold plan right now.

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Ill be paying cash for my 300 so no lien for me, but 80 a year is sweet! You're probably a good bit older than me to have that kind of rate
 

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Ill be paying cash for my 300 so no lien for me, but 80 a year is sweet! You're probably a good bit older than me to have that kind of rate
I'm 26, Married, military and multi-policy discount, 9 years riding, and nothing on my record. Depends on the state though, in ND, I was paying $18 a month for full coverage on an R6 when I was 19.

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it makes me curious. i paid $156/yr for full coverage on teh bike with zero years riding experience and an MSF certification through progressive. granted i also have a car policy with them but that still costs money too. but when i researched geico, they quoted me almost $1100/yr for the same **** coverage!
 

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it makes me curious. i paid $156/yr for full coverage on teh bike with zero years riding experience and an MSF certification through progressive. granted i also have a car policy with them but that still costs money too. but when i researched geico, they quoted me almost $1100/yr for the same **** coverage!
lol ya.. progressive definitely seems to have the best rates around. even for young guys like me. (177/yr w/ msf, no exp.)
 

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Not to pry but get your license suspended recently? I lost mine in north Carolina when I was 21 for quite some time and that made my rate jump a fair bit. Course a I've done my best to maintain a, spotless record since and also that was over 7 years ago

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Discussion Starter · #19 ·
I checked with both Geico and Progressive, Progressive quoted me $1800 year and Geico $1000 a year. I have 1 pt. on my record, no at fault accidents, no DUI's, 17 years driving experience, no motorcycle license yet, no MSF yet, and no motorcycle riding experience. Keep in mind this is in San Diego and my point is from this year.

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