The only thing I would be concerned about with filing the claim is that it automatically goes on carfax report. If and when you try to sell it, you'll have to take a hit when it shows up. That 55028G is over $300 alone though. Insurance is definitely the economical way to go. I cracked my 55028C but it's only $74 so no need for insurance. Most people at the mall near me park on the sidewalk right by the alternate general entrances. Those are the doors that don't lead directly into a store and not the main mall entrance. usually they are by bathrooms or food courts and have security cams.
The bike may have been tire tapped by a car. A 0MPH tip over won't cause that type of scratching on the muffler. It looks like it slid some, bar ends too.
The bike may have been tire tapped by a car. A 0MPH tip over won't cause that type of scratching on the muffler. It looks like it slid some, bar ends too.