Join Date: Apr 2015
Thanked 119 Times in 118 Posts
Her insurance is responsible for all costs. You need to call them and document it, save your receipts, and get reimbursed by the insurance or have them billed directly. Once you call them, they'll tell you how to handle it.
Unless she asked to pay out of pocket, which you have to figure out with her how to handle.
If you don't know how to inspect a bike after it's been hit, always have a pro have a look at it.