Greetings!
I am new to the forum, I just sold my Honda Shadow and I am looking forward to picking up a new Ninja 300 within the next two weeks.
However I am curious and have a few questions about Kawasaki's financing program. I was at the dealer and asked about financing a new Ninja 300, I am 23 and have no credit to speak of, but I was told that Kawasaki will do financing for people who do not have any credit, instead of looking at a credit score, they determine if they can approve you or not by looking at how much your monthly income is, how long you have worked at your current job, how much your mortgage/rent is and how much you have for a down payment.
I was curious as to whether any of you financed your Ninja without any credit and without a cosigner through Kawasaki financing program. and if any of you think i have a chance to be approved. The bike is $4600 brand new, 2014 special edition with ABS. My down payment is 1300$ I have been employed for 2 years at my current job and my monthly income is about 1700$ pre tax dollars. meaning the remaining 3300$ would be about 2 months worth of salary.
The dealer believes that given the circumstances I will be approved, but he will not have an answer for me until monday, so I was just curious what you guys thought about whether i would be approved or not. and whether any of you have used Kawasaki's financing program without credit and how your overall experience was.
Thanks!
I am new to the forum, I just sold my Honda Shadow and I am looking forward to picking up a new Ninja 300 within the next two weeks.
However I am curious and have a few questions about Kawasaki's financing program. I was at the dealer and asked about financing a new Ninja 300, I am 23 and have no credit to speak of, but I was told that Kawasaki will do financing for people who do not have any credit, instead of looking at a credit score, they determine if they can approve you or not by looking at how much your monthly income is, how long you have worked at your current job, how much your mortgage/rent is and how much you have for a down payment.
I was curious as to whether any of you financed your Ninja without any credit and without a cosigner through Kawasaki financing program. and if any of you think i have a chance to be approved. The bike is $4600 brand new, 2014 special edition with ABS. My down payment is 1300$ I have been employed for 2 years at my current job and my monthly income is about 1700$ pre tax dollars. meaning the remaining 3300$ would be about 2 months worth of salary.
The dealer believes that given the circumstances I will be approved, but he will not have an answer for me until monday, so I was just curious what you guys thought about whether i would be approved or not. and whether any of you have used Kawasaki's financing program without credit and how your overall experience was.
Thanks!